block: req->bio is always set in the merge code

As smatch, which is a lot smarter than me noticed.  So remove the checks
for it, and condense these checks a bit including the comments stating
the obvious.

Reported-by: Dan Carpenter <dan.carpenter@linaro.org>
Signed-off-by: Christoph Hellwig <hch@lst.de>
Reviewed-by: John Garry <john.g.garry@oracle.com>
Reviewed-by: Martin K. Petersen <martin.petersen@oracle.com>
Reviewed-by: Johannes Thumshirn <johannes.thumshirn@wdc.com>
Link: https://lore.kernel.org/r/20241119161157.1328171-3-hch@lst.de


Signed-off-by: Jens Axboe <axboe@kernel.dk>